Addendum

I just balanced my checkbooks and paid bills. Depressing. That's all I can come up with to describe this feeling. I have got to stop spending more than I make each month. Just once, I bet it would be an amazing feeling and I bet I'd notice a difference. It would be nice to log-in to pay my credit cards and not see the balances increase from my last log-in and to not get that omgimgoingtopuke feeling in my stomach. What's my issue?!

I can manage my budgets at work with the best of them, saving every penny and coming in below expenditures and above revenue. At home? not so much. ugh